According to Lightspark, leading fintechs such as Revolut are transitioning to the Money Grid, a payment infrastructure that enables real-time, borderless, and compliant transactions, and operates 24/7 (source: Lightspark Twitter, May 7, 2025). This shift away from traditional batch settlements and high fees signals growing demand for instant, global financial solutions. For crypto market traders, this development highlights increased competition from fintechs leveraging blockchain-inspired technologies, which could drive further adoption of crypto assets and payment rails. Market participants should monitor how traditional and decentralized finance solutions converge to shape transaction efficiency and cross-border settlement costs.